I have to rant a little so excuse me for a little bit. We have been trying to get a refinance for about 3 months now. Getting dragged along in the paperwork and constant requests for more. I have refinanced before so this isn't my first rodeo. I new how much the appraisal needed to be and told this tool we were working with that I didn't have 500.00 dollars just to throw away if the appraisal didn't meet the amount needed.

We told them about a month ago that we were done and would just stay with what we had. The aforementioned "tool" talked me into continuing saying, and I quote, "the appraiser won't do it if he doesn't think it will come close". Guess what, he did it and he valued my house 26,000.00 dollars less than the needed amount. This tool wouldn't return my calls and if I caught him on the phone, he would blow me off. I know I won't get my money back but I am on a mission to keep them from getting some refi's. That way at least I will feel like I got my moneys worth.

I should've known better to think that there are still people out there with integrity that could just say truth and not just be after the all mighty dollar. In my opinion, they are nothing but lying, thieving, dirtbags and everytime I see that stupid commercial, it makes me want to shoot the tv.

There, I feel better. I think I will go fishing now.